Rates

Where we lend

Explore Credit is currently available in the following states:

We are always looking at expanding so please check back often to see our most up-to-date list.

What does a loan cost?

We offer a range of short-term installment loans to fit your financial needs.

  • Loans up to $3,000
  • Competitive interest rates.
  • No hidden fees.

Simply pick the loan package that's right for you, use our super-simple online application process and get a decision in minutes. Then your funds will be deposited directly into your bank account in as little as two business days.

What to consider before applying for an Explore Credit loan?

A short-term installment loan is a great way to get extra cash when an unexpected event or emergency pops
up, before you apply, consider these questions to make sure a short-term loan is right for you.

Is borrowing money really necessary?

Be realistic about your current financial standing.
Weigh all of your options. If you decide to apply for an
Explore Credit loan, you can have your money directly
deposited into your bank account within 48 hours.

How much will this loan cost me overall?

Pay interest on only what you borrow, as long as you keep your Explore credit loan.
If you decide to pay off your loan early,
good for you! There are no prepayment penalty fees.

Can I afford to pay back in full?

With Explore Credit, you can pay back your loan in
in weekly, bi-weekly, or monthly installments.
If you need to change your due date, just call us at
844-355-LOAN, and we'll work with you to make it happen.

Can I afford extra charges, interest and fees
if I miss a payment?

To avoid missing a payment, you can schedule
automatic electronic payments from your checking
account. You can set up this option in your
Explore Credit account, or give us a call and we'll do it
for you.

How much does an Explore Credit loan compare
with other lending companies?

We offer competitive interest rates with no hidden
fees. You can choose from one of three loan packages
to suit your financial needs.

Have more questions?

If you still have questions, contact an Explore Credit
team member at 844-355-LOAN or [email protected]
Monday - Friday, from 8 a.m. to 5 p.m. for any other
questions you have.

Ready to Apply.

the application process is quick. Just answer a few
questions in our easy application process.